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Committed to your needs


Customers first

Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.


Mortgage News Daily - Mortgage And Real Estate News


Treasury's Paulson Says Fresh Capital Will Strengthen GSEs - 17 hours ago
U.S. Treasury Secretary Henry Paulson said he is pleased Freddie Mac and Fannie Mae are committed to raising more capital this spring, calling reform of the government-sponsored enterprises the best way to combat foreclosures. Read More Now
Fed's Lacker Sees Economic Growth Accelerating in 2009 - 20 hours ago
Richmond Fed President Jeffrey Lacker (non-voter) said economic growth should pick up next year and that withdrawing the fiscal stimulus as growth risks fade makes "eminent sense". Speaking at the National Economics Club of Washington, D.C., Lacker said the inflation outlook has "deteriorated", but that the Fed should still remain vigilant and try to limit a rise in inflation expectations. Read More Now
Inflation Concerns Rise Among U.S. Small Business Owners in June - 21 hours ago
Inflation has become the number one concern among small business owners, according to the National Federation of Independent Business Index of Small Business Optimism released on Tuesday. Read More Now
Expect Pending Home Sales to Keep Falling, Economists Say - 22 hours ago
The 4.7% decline in U.S. pending home sales in May shows that the previous month's gain was not a true sign of stabilization, economists said after a release the National Association of Realtors on Tuesday.Patrick Newport, U.S. economist at Global Insight, called the report "disappointing," noting that a lot of forces such as tight credit and rising interest rates in May were at work to bring down each of the four regions' sales. He said previous data suggested signs of stabilization, but this release indicates the housing market has yet to hit a bottom. Read More Now
Battered GSE Stocks Recover Slightly in Early Tuesday Trading - 22 hours ago
Shares of Freddie Mac and Fannie Mae were looking a little better in early trading on Tuesday after investors fled the two government sponsored entities (GSEs) the previous day over doubts that their underlying capital could make it more difficult for them to buy or guarantee mortgages. That, in turn, could make interest rates on new home mortgage loans rise sharply.The concerns arose after Lehman Brothers reported that new accounting rules might require that the two companies raise billions in new funds. Read More Now
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BANC ONE MORTGAGE - 428 4th St # 2 - Annapolis, MD 21403
Office Phone: (410) 280-9002 Fax: 410-280-9122 Cell Phone: 410-533-1711
Toll Free Phone: 800-573-8131

:: Apply Now :: Search Rates :: Market Update :: Monthly Payment Calculator :: Pre-Qualify :: Prequal CalcuLetter :: Loan Programs :: Purchasing :: Refinance :: Free Homebuyer Tips :: Construction Loans :: Payment Option Arm Calculator :: Zero Down :: Rent Vs. Buy Calculator :: Rate Alert :: Refinance Analysis :: Mortgage Payment Calculator :: Check Loan Status :: Calculators :: Refinance Calculator :: Debt Consolidation Calculator :: Debt Consolidation :: Request Loan Status :: Interest Only Payment Option Calculator :: Home Equity Loan :: Library :: FAQ :: Glossary :: Forms :: Reverse Mortgages :: ARM Loans :: Loan Process :: Interest Only :: Contact Us :: Staff Directory :: About Us :: Tell-A-Friend :: Sweepstakes :: Privacy Policy :: Credit Report :: Loan Application Instructions :: Marketplace :: Home :: Credit Grade Calculator :: Need Cash? :: For Sale by Owner :: Imperfect Credit? :: Registration :: Submit Testimonial ::

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