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100% Construction Loans
Finance up to 100% of construction cost with our creative 100% construction loan program. With additional cross collateral equity, we can also add interest and closing cost to the cost of the construction.
Stated Income Construction Loans
Construction loans for the borrower that can’t document their income this is the program for you. With reasonable, common sense asset levels and good credit, Banc One Mortgage has the right program for you.
Lot Loans
The Banc One Mortgage lot loan program allows the client to purchase a lot for the eventual construction of a residence. The product is intended for buildable lots or land.
Renovation Loans
This is a unique program that allows the borrower not to disturb an existing first mortgage. This program also allows the borrower to renovate and use the proposed” value at completion as a basis to calculate loan to value. A home equity loan can not do that.
Bridge Loans
Do you have a new house already selected, but you still need to sell you current home? Then the Banc One Mortgage Bridge loan may be just the loan for you. We have methods to adding closing cost and interest to the loan amount.
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